Prévue le 14 septembre, l’entrée en vigueur de l’obligation d’authentification forte a été repoussée. Un délai dont les banques peuvent tirer profit.
Decoding the trends and anticipating the future to fuel innovation in Financial Services.
BMR compliance is required when contributing/calculating/administering to an index for the determination of the value of a financial product.
The regulators are now going to shift from implementation to control and supervision. What would be the most likely control points after Investment Advice?
SFTR article 4 will involve new reporting obligations which will have an impact on repos transactions and their related commodity financing techniques.
This 2019 booklet proposes ideas to “surf the token wave” in two ways…
After seven years of existence, the GRA team continues to explore the issues of risk quantification. This third booklet still demonstrates the perseverance of the GRA work and reflects the numerous questions the team faces daily.
This article focuses on Facebook Libra and its functionalities that should be considered in the near future. Patrick Bucquet, Marie Lermite and Ally Jo made a comparative analysis and determined 10 functionalities that Facebook should look at next.
Counterparty Credit Risk : Evolution of the standardised approach to determine the EAD of counterparties
This article focuses on the revised standardised methodology (SA-CCR) introduced by the regulator to compute the Exposure of derivatives for Counterparty Credit Risk management.
Chappuis Halder & Co. launches a new service which we have called Business Projects. Let’s hear Alexandre Hovette and Laurent Liotard-Vogt, Partners, to understand which clients’ new needs have given us the idea.
End to end innovation and augmented consulting are CH&Co.’s response to today’s fast moving world. Hear more in this video of our Partners Patrick Bucquet and Laurent Liotard-Vogt.
Is open banking a synonym for more services or more risks ? This new environment, where banks open up their services to third party providers, has definitely an impact on innovation.
We ask Partner Olivier Garcia whether compliance is seen as an asset or as a constraint. His answer comes very clearly : financial services should leverage compliance requirements and turn them into an investment to support the business.
Les robo-advisors sont devenus une réalité, tant outre-Atlantique qu’en France, comme le démontre notre dernière enquête. Quelques chiffres et tendances présentés par Yannick Gaillard, Partner de CH&Co. à Paris.
Chappuis Halder & Co. saw an acceleration of the awareness level on the UK market on the question of reference rate reform. Yet, things are only getting real now, as Olivier Garcia, our Partner in London states in this CH TV video.
A new serie of our Partner videos about CH&co. services.
Bien qu’encore peu répandue, la formule d’agences bancaires franchisées intéresse actuellement un certain nombre d’établissements.
DLT is a combination of existing technologies that together provide a trusted environment ….
Smart Automation can help optimize the current workforce and to rebalance the workload towards higher value-added tasks …
In our modern societies, we often take for granted the ease of access we have to credit and banking services …
Despite all testing, it is still a challenge to determine how the many complex parts of the genome work together in human health and disease …
In a rapidly changing environment where users expect real-time access to services …
RPA in the Financial Services industry can extend the creative problem-solving capabilities and productivity of human beings and …
Innovation is a lever to redesign a bank or insurance company, through all dimensions, not only products …
This article is an extract of our 2018 CH&Co. Fintank yearly publication on Innovation for Financial Services.
InsurTech – the sub-segment of FinTech addressing the current challenges and opportunities in the insurance market – is revolutionizing the classic business model of insurance with a focus on customer experience and accessibility …
Mobile Banks have raised more capital together than any other FinTech sector in Europe …
The digital revolution will completely reshape the Financial Services Industry, namely through Big Data and Robotic Process Automation …
CH&Co provides a response to the Basel Committee on Banking Supervision’s consultative document based on …
The objective of this article is to provide a new angle to the study of RWA density …
This CH&Co. GRA paper shows how the risk failure may come.
This CH&Co. GRA paper analyzes and studies the standardized approach of CVA Risk
A response to repeated requests from various players in the market.
This CH&Co.’ GRA paper introduces Basel II, the construction of risk weight functions and their limits in two sections
Chappuis Halder & Co. was proud to sponsor the W.IN Forum 2019. This event is one of the most game-changing in New York: it spotlights women’s impact on innovation.
Together we will change the future of the #Youth!
“Stochastic modelling of the loss given default (LGD) for non-defaulted assets”
La transition des indices monétaires de référence, un sujet qui mobilise plusieurs équipes chez CH&Co., notamment le Team UK de Olivier Garcia.
ICE’s alternative to Libor is still raising questions.
A morning conversation to learn more about the CH&Co. innovation ecosystem.
Lancement du nouveau Livre Blanc de FINANCE-INNOVATION à Paris, le 15 avril 2019.
How do consortiums contribute to innovation in financial services? The need to innovate and cost constraints have made this tool a particularly interesting one now, says Catherine Joly, COO of Chappuis Halder & Co.
The arrival of autonomous cars brings a plethora of new risks and players into the value chain that insurers now need to consider when designing products for the future.
I am interviewed by French financial magazine Agefi to debate the evolution of robo advisors
Financial institutions may have to adjust their approach to financial crime risk management, even if they do not trade cryptoassets or currencies themselves.
Proptech, or commercial real estate, radically transforms the way investors and developers think about and use property as an asset class.
Several countries launched initiatives to reduce the regulatory burdens for start ups. From one regulatory authority to another, strategies differ.
Augustin Beyot, Directeur de Chappuis Halder & Co., est l’invité de Grégoire Favet dans l’émission Intégrale Bourse du 19 mars. Regarder ici (à 49min40) : https://bfmbusiness.bfmtv.com/mediaplayer/video/integrale-bourse-du-mardi-19-mars-2019-1147753.html
Methodology that diffuses dynamically the stress on the credit rating scale while considering the performance of the credit score.
Banks’ product offering has become more and more sophisticated with the emergence of financial products tailored to the specific needs of a more complex pool of investors.
In a context, where banks are looking to improve their Return on Equity and supervisors strengthening their positions, this whitepaper aims to provide clues for optimizing Post-Scoring classification as well as analysing the relationship between the number of classes in a rating scale and the impact on regulatory capital for LDPs.
How to manage IRRBB considering the Monetary Policy and the new regulation. This white paper focuses on understanding how current market conditions (low interest rates) can affect banks’ revenues and profitability.
What lies behind this underrated financial ratio. The objective of this article is to provide a new angle to the study of RWA (Risk-Weighted Assets) density.
The purpose of the Fundamental Review of the Trading Book (FRTB) is to cover shortcomings that both regulations and internal risk processes failed to capture during the 2008 financial crisis.
An example of reinsurance products’ pricing using machine learning methods. Over the last fifty years, numbers and costs of natural disasters have not ceased to multiply. Given this phenomenon, insurers and reinsurers struggle to cover the associated losses.
Following recent financial crises and their disastrous impacts on the industry, regulators are proposing tighter monitoring on banks so that they can survive in extreme market conditions.
In the Basel framework of credit risk estimation, banks seek to develop precise and stable internal models to limit their capital charge.
Artificial Intelligence, a real opportunity to put the human being back at the heart of banking relationships and restore value.
Tokenization as a business driver! This paper, extract of the CH&Co. yearly publication on Innovation for Financial Services, aims to provide an overview of the burgeoning crypto exchange landscape from an innovation watch perspective.
Data: a source of future income and wealth? This is an extract of the CH&Co. yearly publication on Innovation for Financial Services.
Could initial coin offerings (ICOs) be the primary lever for kick-starting the blockchain evolution in financial services? Tokenization as a business driver…
Although the number of players in the cat bond market keeps growing, many obstacles hinder its development.
Très investies dans l’innovation au service des acteurs et institutions financières, les équipes de CH&CO. ont eu l’occasion d’animer plusieurs ateliers et de contribuer à la rédaction du nouveau Livre Blanc de Finance Innovation.
CH&Co. a eu l’occasion d’animer plusieurs ateliers et de contribuer à la rédaction du nouveau Livre Blanc publié en février 2019 par Finance Innovation.
Mieux Vivre fait le point sur le bitcoin et autres crypto monnaies et interroge Chappuis Halder & Co. pour rappeler ce qu’il faut savoir avant d’investir.
Cryptocurrency markets gained significant power over the past few years. Tax administrations in the US and European Union have demonstrated a strong interest in the matter too.
By 2020, over 50% of medium to large companies will offer chatbot functionalities. What is the state of the art today?
Augustin Beyot et Olivier Garcia publient une tribune pour expliquer la transition des indices monétaires de référence. Le Libor et l’Eonia entre autres sont remplacés par de nouveaux taux de référence à horizon 2020.
CH&Co.’s Consultant Sébastien Meunier in New York is one of the Fintech Influencers to follow for 2019, according to Jay Palter’s latest rankings !
Robo-advisors dans la gestion de patrimoine : la dimension humaine reste importante rappelle Yannick Gaillard, associé, dans cette interview donnée à Agefi Hebdo et parue le 24 janvier.
Extract of the 2019 Fintech booklet with a focus on the three main effects of blockchain on wealth management : post-trade optimization, client on boarding, and expansion of the investable universe
On 12th December, Finance Innovation held its Fin&Tech community. Initial Coin offerings were an important subject on the event’s programme. I chaired the debate with Christophe Pechoux, Senior advisor.
By David Rego & Hélène Freon, supported by Matthieu Sachot & Benoit Genest. The purpose of this paper is to understand how the current financial landscape shaped by the crises and new regulations impacts Investment Banking’s business model. We will focus on quantitative implications, i.e. valuation, modeling and pricing issues, as well as qualitative implications, i.e. best practices to manage quantitative aspects and handle these functions to the current Investment Banking organization.
Our consultants publish a tribune in l’Agefi to explain what the LSFin recently adopted by the Swiss Parliament entails.
Three years since its inception, the GRA team continues to thrive, develop and mature. This second booklet demonstrates the perseverance of our work. It also reflects the numerous questions we face on a daily basis and which we never tire of answering. Benoît Genest
Chappuis Halder & Co. was given the accolade several times in industry leading guides Décideurs (Leaders League). View our top tier rankings in 2018.
Luc-Olivier Suter, Director, Chappuis Halder & Co., nous parle de la robotisation qui n’en a pas fini de secouer le monde du travail.
Shouldn’t we question certain so-called “realities” about blockchain ? In this article published in La Tribune, I question 6 truths about blockchain.
Chappuis Halder & Co. est reconnu pour sa capacité à activer des contacts de haut niveau dans le milieu bancaire et assurantiel. C’est ce que j’ai eu l’opportunité d’expliquer avec Louis Forteguerre, Partner et Senior Consultant CH&Co., au site Consultor.