Banks’ product offering has become more and more sophisticated with the emergence of financial products tailored to the specific needs of a more complex pool of investors.
In a context, where banks are looking to improve their Return on Equity and supervisors strengthening their positions, this whitepaper aims to provide clues for optimizing Post-Scoring classification as well as analysing the relationship between the number of classes in a rating scale and the impact on regulatory capital for LDPs.
How to manage IRRBB considering the Monetary Policy and the new regulation. This white paper focuses on understanding how current market conditions (low interest rates) can affect banks’ revenues and profitability.
The purpose of the Fundamental Review of the Trading Book (FRTB) is to cover shortcomings that both regulations and internal risk processes failed to capture during the 2008 financial crisis.
An example of reinsurance products’ pricing using machine learning methods. Over the last fifty years, numbers and costs of natural disasters have not ceased to multiply. Given this phenomenon, insurers and reinsurers struggle to cover the associated losses.
Following recent financial crises and their disastrous impacts on the industry, regulators are proposing tighter monitoring on banks so that they can survive in extreme market conditions.
In the Basel framework of credit risk estimation, banks seek to develop precise and stable internal models to limit their capital charge.
https://chappuishalder.com/wp-content/uploads/2020/02/Whitepaper-ES-BT_GRA_Vdef_20180402_LON_.pdf
Artificial Intelligence, a real opportunity to put the human being back at the heart of banking relationships and restore value.
Tokenization as a business driver! This paper, extract of the CH&Co. yearly publication on Innovation for Financial Services, aims to provide an overview of the burgeoning crypto exchange landscape from an innovation watch perspective.
Data: a source of future income and wealth? This is an extract of the CH&Co. yearly publication on Innovation for Financial Services.
Could initial coin offerings (ICOs) be the primary lever for kick-starting the blockchain evolution in financial services? Tokenization as a business driver…
Although the number of players in the cat bond market keeps growing, many obstacles hinder its development.
CH&Co. a eu l’occasion d’animer plusieurs ateliers et de contribuer à la rédaction du nouveau Livre Blanc publié en février 2019 par Finance Innovation.
Mieux Vivre fait le point sur le bitcoin et autres crypto monnaies et interroge Chappuis Halder & Co. pour rappeler ce qu’il faut savoir avant d’investir.
Cryptocurrency markets gained significant power over the past few years. Tax administrations in the US and European Union have demonstrated a strong interest in the matter too.
By 2020, over 50% of medium to large companies will offer chatbot functionalities. What is the state of the art today?
Augustin Beyot et Olivier Garcia publient une tribune pour expliquer la transition des indices monétaires de référence. Le Libor et l’Eonia entre autres sont remplacés par de nouveaux taux de référence à horizon 2020.
Robo-advisors dans la gestion de patrimoine : la dimension humaine reste importante rappelle Yannick Gaillard, associé, dans cette interview donnée à Agefi Hebdo et parue le 24 janvier.
Extract of the 2019 Fintech booklet with a focus on the three main effects of blockchain on wealth management : post-trade optimization, client on boarding, and expansion of the investable universe
On 12th December, Finance Innovation held its Fin&Tech community. Initial Coin offerings were an important subject on the event’s programme. I chaired the debate with Christophe Pechoux, Senior advisor.
By David Rego & Hélène Freon, supported by Matthieu Sachot & Benoit Genest. The purpose of this paper is to understand how the current financial landscape shaped by the crises and new regulations impacts Investment Banking’s business model. We will focus on quantitative implications, i.e. valuation, modeling and pricing issues, as well as qualitative implications, i.e. best practices to manage quantitative aspects and handle these functions to the current Investment Banking organization.
Our consultants publish a tribune in l’Agefi to explain what the LSFin recently adopted by the Swiss Parliament entails.
Three years since its inception, the GRA team continues to thrive, develop and mature. This second booklet demonstrates the perseverance of our work. It also reflects the numerous questions we face on a daily basis and which we never tire of answering. Benoît Genest
Luc-Olivier Suter, Director, Chappuis Halder & Co., nous parle de la robotisation qui n’en a pas fini de secouer le monde du travail.
Chappuis Halder & Co. est reconnu pour sa capacité à activer des contacts de haut niveau dans le milieu bancaire et assurantiel. C’est ce que j’ai eu l’opportunité d’expliquer avec Louis Forteguerre, Partner et Senior Consultant CH&Co., au site Consultor.
Chappuis Halder & Co. launched the first edition of a study about the profile of crypto-investors! Wondering who they are? Or how your profile fits with theirs? Read on…
Extract of our CH&Co. Fintank yearly publication on Innovation for Financial Services.
Smart Automation can help optimize the current workforce and to rebalance the workload towards higher value-added tasks. 12th extract of the CH&Co.’s Fintank yearly publication.
Some of the largest global consulting firms and Montreal Associations to Concordia came to cover what you need to know as a young professional entering tomorrow’s workplace!
Because one’s capacity to innovate depends on others agility and ability to create, our priority is to experiment new ways of creating together. This fundamental trend, which does not spare the fintech industry, is driving the Alpha project.
We were at the 2018 Singapore Fintech Festival, the world’s largest Fintech event. Below is an infographics to sum up what we saw.
Moins de deux mois après avoir dévoilé notre accélérateur, Alpha, nous sommes fiers d’annoncer le lancement de notre Lab pour continuer à réinventer la façon d’accompagner, en profondeur et sur la totalité du cycle d’innovation, notre clientèle d’institutions financières exigeantes.
How do robo-advisors develop in financial services ? Two CH&Co. partners, Daniel Corrales and Pierre Bustamante, analyze the growth, trends and potential of this market together with current technologies in this report published in French.
The Final Competition of the Startup Tour 2018 co-organized by FrenchFounders & BNP Paribas, of which Chappuis Halder & Co. was a Gold Sponsor, just took place.
One of our Directors, Vincent Wiencek, was interviewed by Henri Wajsblat, Anaplan’s Head of Financial Services Solutions, about the implementation challenges of banking stress tests.
Mikaël Benizri, Actuary, supported by Ziad Fares, R&D, published this white paper with a view to present a mathematic model assisting in the pricing of insurance risk transfer products, such as XL contracts or cat bonds. An example of reinsurance products’ pricing using machine learning methods.
Chappuis Halder & Co. interviews its partners… In this new video, I am given the opportunity to state how the front office has become paramount to increase efficiency.
Since just waiting is not an option, central banks and lobbying groups have started moving ahead with contingency plans and early assessment of collateral damages, should the market not move fast enough.
Chappuis Halder & Co. interviews its partners… In this video, I develop the idea that the bank’s business model may not be outlived as imagined.
Chappuis Halder & Co. interviews its partners… Here, I wonder how likely the open data scenario really is.
CH&Co. was present at an event in Palais Brongniart held by Active Asset Allocation and Finance Innovation to explain how digital transformation is progressing in the wealth management sector.
Interview donnée au magazine Banques des Entreprises suite à la session de stress tests ordonnée par l’Agence Bancaire Européenne.
CH&Co. took part in the session “Global / Regional Legal and Regulatory Issues and Business Implications”.
Imaginons que demain l’assureur ne porte plus le risque… N’y sommes-nous pas déjà ? Dans cette vidéo, je partage ma vision d’un avenir possible.
Qu’en est-il de l’avenir des banques dans un monde qui change ? Je suis interrogé dans le cadre de cette vidéo pour me livrer à un exercice prospectif : et si demain, les banques…
Le Royaume Uni accorde trois ou quatre fois plus de licences bancaires aux néo-banques que la France. Nicolas Guillaume, Senior Manager Chappuis Halder & Co. nous explique pourquoi.
Partner de Chappuis Halder & Co. à New York, je prends le micro pour parler du monde de demain dans l’innovation financière : et si les crypto monnaies devenaient une nouvelle classe d’actifs financiers ?
Réduire les cyberattaques, c’est possible. Alors, comment prévenir ces risques ? Je suis interviewée dans cette courte vidéo prospective de notre série “Et si demain ?”
Partner de Chappuis Halder & Co. à Hong Kong, je m’exprime dans le cadre de cette vidéo au sujet des Initial Coin Offerings pour répondre à la question : et si demain, les ICO venaient à être réglementés ?
Et si les néo-banques n’étaient pas que des concurrents ? Je donne quelques éléments de réponse et vous partage ma vision et mes recommandations dans cette vidéo.
Lors de son étude réalisée pour le pôle Finance Innovation, Chappuis Halder & Co. a élaboré un indice de “Fintech friendliness”.
Chappuis Halder & Co. vient de développer Coqonut, plateforme de gestion de cryptomonnaies.
Crypto-monnaies : les banques centrales veillent. Leur interêt n’a pas encore abouti à des innovations concrètes, mais les annonces fusent, comme on peut le lire dans cet article.
Je suis interviewé dans le cadre d’un dossier publié dans l’Agefi Hebdo sur les difficultés et l’avenir des néo-banques.
This paper outlines a practical roadmap to realising cost savings, delivering a material reduction in the volume and complexity of models by outlining five key principles of model optimisation By Benoit Genest, Emilie Pons, Matthieu Arsac for Chappuis Halder & Co.
What are the benefits of Robotics Process Automation? See my contribution here.
CH&Co. discussion series : In this video, I am interviewed on how regulation impacts processes, systems, change management, and even the strategy of the company.
This new CH&Co. discussion series focuses on Global Research & Analytics.
Retrouvez mon interview lors du Fin&Tech Community, organisé à Paris par Finance Innovation.
In this CH&Co. discussion series vidéo, I look back to explain how blockchain became so big.
Standardized Measurement Approach for calculations of Op Risk Capital – By Benoît Genest, Hélène Freon, Mariya Benjelloun. CH&Co provides a response to the Basel Committee on Banking Supervision’s consultative document based on the public data communicated by the Bank for International Settlements.
Only one year after its creation, the GRA team has been completely transformed. Surpassing all of the original ambitions, the team now stretches over three zones (Europe, Asia and the US) and continues to grow. Benoît Genest.